Stand Up India Scheme — Loans for SC/ST and Women Entrepreneurs

iAbout This Scheme

Stand Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC or ST borrower and at least one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading. It promotes entrepreneurship among under-represented sections.

🎁Key Benefits

• Composite loans: ₹10 lakh to ₹1 crore for greenfield enterprises
• At least one SC/ST and one woman borrower per bank branch
• Repayment period up to 7 years with 18-month moratorium
• Margin money: 25% (convergence with government subsidies accepted)
• Handholding support through SIDBI/NABARD and credit guarantee via NCGTC

✅Eligibility Criteria

• 1
  SC or ST borrower; or women borrower
• 2
  Setting up greenfield enterprise (first enterprise) in manufacturing, services, or trade
• 3
  Age: 18 years and above
• 4
  Non-defaulter to any bank/FI

📝How to Apply

❓Frequently Asked Questions