Stand Up India Scheme

iAbout This Scheme

Facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises in manufacturing, services, or trading sectors.

🎁Key Benefits

Loan ₹10 lakh to ₹1 crore per enterprise
Repayment tenure up to 7 years with 18-month moratorium
Covers manufacturing, service, and trading sectors
Credit guarantee through NCGTC
Handholding support from SIDBI and NABARD

✅Eligibility Criteria

1
SC/ST and/or women entrepreneurs
2
Setting up a greenfield enterprise (first-time business)
3
Not a defaulter with any bank/financial institution
4
Business must be non-farm sector

Min Age

18 years

🤖

Not sure if you qualify?

Use our AI to check your eligibility in 30 seconds

Check Now

📝How to Apply

1

Apply on Standupmitra Portal

Register and apply at standupmitra.in, the dedicated portal for Stand Up India.

2

Choose Lending Bank

Select a nearby bank branch. Application routed to the branch for processing.

3

Document Verification & Appraisal

Bank appraises the business plan and verifies eligibility documents.

4

Loan Sanction & Disbursement

Upon sanction, loan is disbursed in tranches as per the project requirement.

❓Frequently Asked Questions

Can a single person receive both SC/ST and women loan?

Yes — an SC/ST woman can receive the loan under either or both categories as she qualifies for both.