Regional Rural Banks (RRBs) Agricultural Credit

iAbout This Scheme

Regional Rural Banks, established under RRB Act 1976, are government-sponsored banks serving rural India with a focus on agricultural and rural credit. There are currently 43 RRBs after amalgamation, jointly owned by Central Government (50%), sponsor banks (35%), and state governments (15%). They specifically serve small and marginal farmers, artisans, and rural workers.

🎁Key Benefits

• Agricultural loans to small/marginal farmers at concessional rates
• KCC, crop loans, allied activity loans through rural network
• Priority sector lending focus — 75% of lending to priority sectors
• PMJDY, APY, PMJJBY, PMSBY enrollment through RRB network
• Government business correspondent in unbanked villages
• Refinance through NABARD for rural lending

✅Eligibility Criteria

• 1
  Rural residents in RRB's area of operation
• 2
  Small and marginal farmers, agricultural labourers, artisans, small entrepreneurs

📝How to Apply

❓Frequently Asked Questions