Rajiv Awas Yojana (RAY)

राजीव आवास योजना

Ministry of Housing and Urban Poverty Alleviation

iAbout This Scheme

Announced in June 2009 and formally launched in 2011, Rajiv Awas Yojana was India's first scheme explicitly aimed at creating a 'Slum Free India' by providing property rights to slum dwellers and upgrading slum areas in towns with population below 1 lakh. RAY had an experimental phase (2011-2013) and a full implementation phase (2013-2022) but was merged into the Pradhan Mantri Awaas Yojana — Urban (PMAY-U) when that was launched in June 2015.

🎁Key Benefits

Property rights to eligible slum dwellers
Slum upgradation including basic services (water, sanitation, roads)
Construction of new affordable housing in slums
Community hall and childcare centres in slum areas

✅Eligibility Criteria

1
Scheme discontinued — merged into PMAY-U 2015
2
Originally: Slum dwellers in participating ULBs

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📝How to Apply

Historical Scheme — No Active Application

This scheme has been discontinued. It has been superseded by newer programmes. Visit the successor scheme page or contact your district collector for current alternatives.

❓Frequently Asked Questions

What is the benefit under PMAY?

Under Pradhan Mantri Awas Yojana, eligible beneficiaries get assistance of ₹1.5 lakh (rural) or subsidy on home loans (urban). The scheme aims to provide 'Housing for All' by 2024.

Who is eligible for PMAY?

EWS (income up to ₹3 lakh/year), LIG (₹3–6 lakh/year), and MIG (₹6–18 lakh/year) households who do not own a pucca house anywhere in India are eligible.

How to apply for PMAY?

Apply online at pmaymis.gov.in or visit your nearest CSC (Common Service Centre), Bank, or Urban Local Body office. You need Aadhaar, income certificate, and property documents.

Can I get PMAY benefit if I already have a home loan?

Yes, under CLSS (Credit Linked Subsidy Scheme) of PMAY, you can get interest subsidy on existing or new home loans if you haven't availed any central government housing scheme earlier.

Required Documents

This is a historical/discontinued scheme — no active application required
For research reference: consult Planning Commission archives or National Archives of India
Scheme records available at archive.india.gov.in

Editorial note: This page is researched, written, and regularly reviewed by the Aditya Raj Hirve using official government sources and notifications. Information is verified against the originating ministry or department portal before publication. Last reviewed: July 2026.

Always verify critical details directly from the official government portal before applying.

Required Documents

This is a historical/discontinued scheme — no active application required
For research reference: consult Planning Commission archives or National Archives of India
Scheme records available at archive.india.gov.in

Quick Info

Ministry: Ministry of Housing and Urban Poverty Alleviation
Category: housing
State: All India

Please verify details at the official source before applying

Source: archive.india.gov.in

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Rajiv Awas Yojana (RAY)

iAbout This Scheme

🎁Key Benefits

✅Eligibility Criteria

📝How to Apply

❓Frequently Asked Questions

Required Documents

Required Documents

Quick Info

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