Pradhan Mantri Vishwakarma Yojana

iAbout This Scheme

PM Vishwakarma Yojana, launched on 17 September 2023, supports traditional artisans and craftspersons from 18 specified trades including carpenters, blacksmiths, goldsmiths, potters, and weavers. It provides collateral-free credit of ₹1 lakh (first tranche) and ₹2 lakh (second tranche) at 5% concessional interest, along with skill training, toolkit support, and digital marketing assistance.

🎁Key Benefits

• Collateral-free loans at 5% p.a. — ₹1 lakh (Tranche 1), ₹2 lakh (Tranche 2)
• Skill training of 5–7 days with ₹500/day stipend
• Advanced skill training of 15+ days with ₹500/day stipend
• Toolkit incentive of ₹15,000
• PM Vishwakarma Certificate and identity card
• Digital transaction incentive and market linkage support

✅Eligibility Criteria

• 1
  Artisans/craftspersons working in one of 18 specified traditional trades
• 2
  Self-employed; not in MSME, PMEGP, MUDRA, or other GOI schemes in last 5 years
• 3
  One member per family eligible
• 4
  18 trades: carpenter, boat maker, armourer, blacksmith, hammer/tool kit maker, locksmith, goldsmith, potter, sculptor, cobbler, mason, basket/mat weaver, doll/toy maker, barber, garland maker, washerman, tailor, fishing net maker

📝How to Apply

❓Frequently Asked Questions