National Agricultural Insurance Scheme (NAIS) — Eligibility, Documents & Apply 2026 | Sarkaari Saathi

farmerCentral Scheme

National Agricultural Insurance Scheme (NAIS)

राष्ट्रीय कृषि बीमा योजना

Ministry of Agriculture and Cooperation

iAbout This Scheme

Launched in Rabi 1999-2000 replacing the Comprehensive Crop Insurance Scheme (CCIS), the National Agricultural Insurance Scheme (NAIS) covered yield losses due to natural calamities, pests, and diseases on an area-yield basis. It was compulsory for loanee farmers and optional for non-loanee farmers. NAIS was one of India's largest crop insurance programmes covering over 19 million farmers annually at its peak. It was restructured as PMFBY in 2016.

🎁Key Benefits

Crop insurance covering yield losses due to natural calamities
Compulsory coverage for loanee farmers
Subsidised premium for small and marginal farmers
Coverage for major food crops, oilseeds, and commercial crops

✅Eligibility Criteria

1
Scheme replaced by PMFBY 2016 — historical archive of original NAIS

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📝How to Apply

Historical Scheme — No Active Application

This scheme has been discontinued. It has been superseded by newer programmes. Visit the successor scheme page or contact your district collector for current alternatives.

❓Frequently Asked Questions

Who can apply for farmer schemes?

Most farmer schemes are open to small and marginal farmers owning cultivable land up to 2 hectares. Specific schemes may have additional criteria. Aadhaar linkage with bank account is mandatory for DBT schemes.

How is the money transferred in DBT schemes?

Direct Benefit Transfer (DBT) sends money directly to the beneficiary's Aadhaar-linked bank account, eliminating middlemen and ensuring timely delivery of financial assistance.

What documents are needed for farmer scheme registration?

Generally: Aadhaar card, land ownership documents (Khatauni/Khasra), bank passbook, mobile number linked to Aadhaar, and passport-size photograph.

Can tenant farmers apply for PM-Kisan?

No, PM-Kisan is only for landholder farmer families. Tenant farmers or sharecroppers do not qualify for PM-Kisan but may be eligible for other schemes like Fasal Bima.

Required Documents

This is a historical/discontinued scheme — no active application required
For research reference: consult Planning Commission archives or National Archives of India
Scheme records available at archive.india.gov.in

Required Documents

This is a historical/discontinued scheme — no active application required

National Agricultural Insurance Scheme (NAIS)

iAbout This Scheme

🎁Key Benefits

✅Eligibility Criteria

📝How to Apply

❓Frequently Asked Questions

Required Documents

Required Documents

Quick Info

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