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MUDRA Sub-Categories — Shishu, Kishor, Tarun

मुद्रा उप-श्रेणियां — शिशु, किशोर, तरुण

Ministry of Finance

💰 Benefit: Shishu: up to ₹50K | Kishore: ₹50K–₹5L | Tarun: ₹5L–₹10L | Tarun Plus: ₹10L–₹20L

iAbout This Scheme

The three sub-categories of PM MUDRA Yojana provide tiered credit support: Shishu loans (up to ₹50,000) serve the smallest micro enterprises including street vendors, small traders, and artisans; Kishor loans (₹50,001–₹5 lakh) serve established micro businesses; and Tarun loans (₹5–₹10 lakh) support growing businesses.

🎁Key Benefits

Shishu: Up to ₹50,000, zero collateral, simple documentation
Kishor: ₹50,001 to ₹5 lakh for established businesses
Tarun: ₹5 lakh to ₹10 lakh for growth-stage businesses
60% of loans disbursed to women entrepreneurs
52% of loans to SC/ST/OBC borrowers historically
MUDRA debit card issued for Shishu and Kishor loans

✅Eligibility Criteria

1
Non-farm income-generating micro enterprises
2
Manufacturing, trading, and service sectors
3
No minimum income or turnover requirement for Shishu

🤖

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📝How to Apply

Approach Lender

Visit any bank, MFI, or NBFC offering MUDRA products.

Choose Category

Identify appropriate MUDRA loan category.

Apply with Minimal Docs

Submit application with minimal documentation.

❓Frequently Asked Questions

What is the difference between the MUDRA tiers?

Shishu: up to ₹50,000 for startups/micro businesses. Kishore: ₹50,001–₹5 lakh for growing businesses. Tarun: ₹5–10 lakh for established businesses. Tarun Plus: ₹10–20 lakh for businesses with good repayment history.

Which bank or MFI should I approach for a MUDRA loan?

Apply at any PSU bank, private bank, RRB, cooperative bank, or microfinance institution (MFI). You can also apply online through udyamimitra.in. For Shishu, MFIs and small banks are most accessible.

Required Documents

Aadhaar Card
PAN Card (for Kishor/Tarun)
Business proof/address

Editorial note: This page is researched, written, and regularly reviewed by the Aditya Raj Hirve using official government sources and notifications. Information is verified against the originating ministry or department portal before publication. Last reviewed: July 2026.

Always verify critical details directly from the official government portal before applying.

Required Documents

Aadhaar Card

MUDRA Sub-Categories — Shishu, Kishor, Tarun — Eligibility, Documents & Apply 2026 | Sarkaari Saathi

MUDRA Sub-Categories — Shishu, Kishor, Tarun

iAbout This Scheme

🎁Key Benefits

✅Eligibility Criteria

📝How to Apply

❓Frequently Asked Questions

Required Documents

Required Documents

Quick Info

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