Maharashtra Shetimaal Taran Karja Yojana (Crop Pledge Loan) — Eligibility, Documents & Apply 2026 | Sarkaari Saathi

farmerState: MHActive

Maharashtra Shetimaal Taran Karja Yojana (Crop Pledge Loan)

महाराष्ट्र शेतीमाल तारण कर्ज योजना

Cooperation, Marketing & Textiles Department, Maharashtra

💰 Benefit: Up to 75% of produce value

iAbout This Scheme

Farmers in Maharashtra can pledge their harvested produce at registered warehouses and avail short-term loans up to 75% of the market value of the pledged crop, preventing distress sales immediately post-harvest.

🎁Key Benefits

Loan up to 75% of market value of pledged produce
Interest rate of 6% per annum (with state subvention)
Loan tenure of up to 6 months
Access to registered warehouses with proper storage
Prevents distress selling at low prices post-harvest

✅Eligibility Criteria

1
Registered farmer with 7/12 extract
2
Produce deposited at registered warehouses/APMCs
3
Loan against notified commodities including soybean, onion, cotton, jowar

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📝How to Apply

Deposit Produce at Warehouse

Deposit harvested produce at a registered warehouse or APMC cold storage.

Obtain Warehouse Receipt

Get a warehouse receipt (pledge receipt) from the warehouse manager.

Apply at Bank/APMC

Submit the warehouse receipt along with 7/12 and Aadhaar to the designated bank or APMC office.

Loan Disbursement

Bank processes loan within 7 days and credits 75% of produce value to farmer's account.

❓Frequently Asked Questions

What is Shetimaal Taran Karja Yojana Maharashtra?

Maharashtra's agricultural pledge loan scheme allows farmers to pledge their harvested produce at warehouses and get 75% of produce value as short-term loan at 6% interest, avoiding distress sale.

How do farmers avail this scheme?

Take produce to a SLBC/cooperative/APMC warehouse for storage. Produce receipt is used as collateral at the bank for the pledge loan.

Required Documents

7/12 extract (Satbara Utara)
Aadhaar Card
Warehouse receipt for stored produce
Bank account passbook

Editorial note: This page is researched, written, and regularly reviewed by the Aditya Raj Hirve using official government sources and notifications. Information is verified against the originating ministry or department portal before publication. Last reviewed: July 2026.

Always verify critical details directly from the official government portal before applying.

Required Documents

7/12 extract (Satbara Utara)

Maharashtra Shetimaal Taran Karja Yojana (Crop Pledge Loan)

iAbout This Scheme

🎁Key Benefits

✅Eligibility Criteria

📝How to Apply

❓Frequently Asked Questions

Required Documents

Required Documents

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