Karunya Health Scheme Kerala

iAbout This Scheme

Financial assistance up to ₹2 lakh for critical illness treatment for BPL and low-income families in Kerala not covered under other government insurance, ensuring no patient is denied care due to financial inability.

🎁Key Benefits

• Financial assistance up to ₹2 lakh per family per year for critical illness
• Covers cancer, cardiac, renal, neurological, and organ transplant conditions
• Available at government medical colleges and district hospitals
• Supplementary to Ayushman Bharat PM-JAY

✅Eligibility Criteria

• 1
  BPL families and low-income families not covered under PM-JAY
• 2
  Annual income below ₹3 lakh
• 3
  Diagnosed with a notified critical illness
• 4
  Must not be receiving assistance from other schemes for the same illness

📝How to Apply

❓Frequently Asked Questions