PM Awas Yojana — J&K Urban & Rural Housing

iAbout This Scheme

J&K UT implementation of PM Awas Yojana providing housing grants to EWS/LIG/MIG families. The UT government provides additional state top-up over and above central assistance for construction of pucca houses in both urban and rural areas of J&K.

🎁Key Benefits

• Central grant ₹1.20 lakh (PMAY-Rural) or subsidy under PMAY-Urban
• Additional J&K state top-up for hilly terrain construction costs
• Credit-linked subsidy on home loans for LIG/MIG
• Beneficiary-led construction option

✅Eligibility Criteria

• 1
  J&K domicile certificate holder
• 2
  EWS (income < ₹3 lakh) or LIG (₹3–6 lakh) for PMAY-Urban
• 3
  BPL or Awaas+ survey listed for PMAY-Gramin
• 4
  No pucca house in any family member's name

📝How to Apply

❓Frequently Asked Questions