Him Care Yojana

iAbout This Scheme

Health insurance scheme for Himachal Pradesh residents not covered under PMJAY (Ayushman Bharat), providing ₹5 lakh cashless treatment per family per year. The scheme ensures universal health coverage for HP residents including daily wage workers, horticulturists, and others excluded from PMJAY.

🎁Key Benefits

• ₹5 lakh cashless health insurance per family per year
• Covers all HP residents not in PMJAY
• Empanelled hospitals across HP and neighboring states
• BPL families: free; others: nominal premium
• Pre-existing diseases covered after 30-day waiting period

✅Eligibility Criteria

• 1
  Permanent resident of Himachal Pradesh
• 2
  Not eligible under PMJAY (Ayushman Bharat)
• 3
  BPL/IRDP families: free enrollment
• 4
  Others: premium of ₹365–₹1,000/year based on category

📝How to Apply

❓Frequently Asked Questions