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स्वर्ण जयंती ग्रामीण आवास वित्त योजना
Ministry of Rural Development / Finance
Launched in 1997 to mark 50 years of Indian independence, this scheme provided home loans to rural households at concessional rates through Housing Finance Companies and commercial banks. It targeted non-BPL rural households who were not covered by the grant-based IAY. The scheme was discontinued after the Rural Housing Fund mechanism under NHB proved more effective.
Historical Scheme — No Active Application
This scheme has been discontinued. It has been superseded by newer programmes. Visit the successor scheme page or contact your district collector for current alternatives.
Editorial note: This page is researched, written, and regularly reviewed by the Aditya Raj Hirve using official government sources and notifications. Information is verified against the originating ministry or department portal before publication. Last reviewed: July 2026.
Always verify critical details directly from the official government portal before applying.
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Please verify details at the official source before applying
Source: archive.india.gov.in
View official notificationHome Loan Options from Government Banks
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