Which schemes are available for farmers in India 2026?

PM-KISAN, PMFBY crop insurance, Kisan Credit Card, eNAM, Paramparagat Krishi Vikas Yojana, Soil Health Card, and PM Krishi Sinchai Yojana are key farmer schemes.

AI Government Scheme Recommender

Q: How many government schemes exist in India?

India has over 2,500 active central government schemes and 1,000+ state schemes. The AI recommender matches your profile to find the ones you are eligible for.

Q: What schemes are available for women below the poverty line?

Pradhan Mantri Ujjwala Yojana, PM Awas Yojana, Janani Suraksha Yojana, PM Matru Vandana Yojana, and Sukanya Samriddhi Yojana are key BPL women schemes.

With over 2,500 central and state government schemes in India, finding the ones that are actually relevant to your life is nearly impossible without help. This tool takes your profile — your occupation, income, family size, state, category, and current needs — and recommends the specific schemes you should apply for right now, along with direct links to check eligibility and apply.

Who Is This Tool For?

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Farmer

PM-KISAN, PMFBY, KCC, eNAM, Soil Health Card

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Woman

Sukanya Samriddhi, PMUY, Mahila Shakti Kendra, MUDRA

🎓

Student

NSP Scholarships, PM Vidyalaxmi, Samagra Shiksha

👷

Unorganised Worker

e-Shram, PM-SYM, PM SVANidhi, MGNREGA

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Housing Seeker

PMAY, SVAMITVA, State Housing Boards

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Healthcare Needed

Ayushman Bharat, JSY, Mission Indradhanush

How the recommendation works: The AI matches your profile against the eligibility criteria of 2,500+ schemes in our database. It considers your age, income, caste category, state of residence, occupation, family composition, and any specific needs you mention (housing, education funding, crop insurance, etc.). It then ranks schemes by relevance and shows you the most impactful ones first.

Recommendations are updated regularly as new scheme notifications are published. Schemes with upcoming application deadlines are highlighted so you do not miss the window to apply.

Back to AI Assistant

🎯

AI Scheme Recommender

Share your profile and our AI will recommend the most relevant Central and State government schemes, scholarships, and benefits you should apply for.

Sarkaari Saathi AI

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Hello! I'm your AI Scheme Recommender. Tell me about yourself — your occupation, family income, state, age, and category (General/SC/ST/OBC) — and I'll recommend the best government schemes and benefits you should apply for right now!

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Top Popular Schemes

PM Kisan Samman Nidhi

Farmers

₹6,000/year

Ayushman Bharat PM-JAY

PMAY (Urban/Rural)

NSP Scholarship

MUDRA Yojana

Sukanya Samriddhi Yojana

Girls

8.2% interest

View all schemes

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Farmer Schemes Women Schemes Health Schemes Housing Schemes Education Schemes Scholarships

Frequently Asked Questions — Government Scheme Eligibility

How many government schemes exist in India and how do I find the right ones?⌄

India has over 2,500 active central government schemes and an estimated 1,000+ state-specific schemes — totalling more than 3,500 schemes. Finding relevant ones manually is impossible. The AI recommender solves this by matching your specific profile (occupation, income, state, category, family composition) against the eligibility criteria of all schemes simultaneously and showing you only the ones that apply to you.

Can a family member claim a different scheme than me?⌄

Yes. Most government schemes are available to individual family members independently. For example, a farmer husband can claim PM-KISAN while his wife claims PMUY (Ujjwala LPG connection) and their daughter's Sukanya Samriddhi account can be active simultaneously. The recommender shows recommendations for the entire household when you enter all family members' details.

Which schemes are available specifically for farmers in India 2026?⌄

Key central schemes for farmers include: PM-KISAN (₹6,000/year direct income), PMFBY (crop insurance at 2% premium), Kisan Credit Card (4% interest loans), eNAM (online market for better prices), PM-KISAN Maan-dhan (pension), Paramparagat Krishi Vikas Yojana (organic farming support), Soil Health Card, and PM Krishi Sinchai Yojana (irrigation). State governments additionally run their own farmer support schemes — enter your state for state-specific recommendations.

What schemes are available for women below the poverty line?⌄

Central schemes specifically for BPL women include: Pradhan Mantri Ujjwala Yojana (free LPG connection), PM Awas Yojana (housing assistance), Janani Suraksha Yojana (maternity cash benefit), PM Matru Vandana Yojana (₹5,000 for first child), Sukanya Samriddhi Yojana (savings for girl child), and Stand-Up India (loans for women entrepreneurs). State governments supplement these with state-level women welfare schemes.

Which schemes specifically help students and youth?⌄

For students: National Scholarship Portal (NSP) scholarships for SC/ST/OBC/Minority/Merit students, PM Vidyalaxmi education loans, Samagra Shiksha mid-day meals and free textbooks, PMKVY skill training. For youth employment: PMEGP (business loans for new entrepreneurs), Stand-Up India, NAPS apprenticeship, DDU-GKY skill training with placement guarantee. The recommender will identify which scholarships you are eligible for based on your caste category, income, and education level.

How often are scheme recommendations updated?⌄

Our scheme database is reviewed monthly. When new schemes are launched or existing scheme parameters change (income limits, deadlines, benefit amounts), we update the database within 48–72 hours of the official notification. The recommender always draws from the current database — you can regenerate recommendations at any time to get the latest results.

Can I get recommendations for state government schemes?⌄

Yes. Enter your state in the recommender — it will show both central government schemes (available to all Indians) and state-specific schemes for your state. State scheme coverage varies — states with better-integrated portals (Maharashtra, Karnataka, Tamil Nadu, UP, Bihar) have more complete coverage than smaller states. We are continuously adding state schemes.