PM Mudra Yojana (PMMY)

iAbout This Scheme

Collateral-free loan scheme for non-corporate non-farm micro and small enterprises through Shishu (up to ₹50,000), Kishor (₹50,001–₹5 lakh), and Tarun (₹5 lakh–₹10 lakh) categories to fund income-generating business activities.

🎁Key Benefits

• Shishu: loans up to ₹50,000 for new micro businesses
• Kishor: loans ₹50,001 to ₹5 lakh for growing businesses
• Tarun: loans ₹5 lakh to ₹10 lakh for established micro enterprises
• No collateral required for all three categories
• Mudra debit card for working capital management
• Covers manufacturing, trading, service, and allied agricultural activities

✅Eligibility Criteria

• 1
  Indian citizen running or starting a non-farm micro/small enterprise
• 2
  Proprietary concerns, partnership firms, companies, and SHGs eligible
• 3
  Not a defaulter to any bank or financial institution
• 4
  Annual turnover below ₹10 crore

📝How to Apply

❓Frequently Asked Questions